“Warm loans” in 2021 – did banks start to issue money?

“Warm loans” in 2021 – did banks start to issue money?

A few days ago, acting Head of the State Agency for Energy Efficiency Konstantin Gura signed special agreements with partner banks for the implementation of the state program “Warm credits” for the population of Ukraine this year.


State institutions Ukrgasbank and Oschadbank were the first to agree to such cooperation between the banks. The essence of the program is people take loans from banks to insulate houses. The state will return part of the loans. What is the amount of compensation and what is it calculated for under this program?


? 20% for solid fuel boilers (if a subsidy is issued for housing, then the return is 35%)

? 35% on loans for energy efficiency measures in private homes.


In 2021, innovations emerged and measures to support citizens expanded. You can get support for installing the following hardware:


? Electric chargers for charging electric vehicles;

? Smart meters for electricity metering;


? Electric storage systems (for example, batteries for energy storage and subsequent use). This is especially beneficial for owners of solar panels.


Konstantin Gura believes improving energy efficiency in a house is the only reliable way to reduce the cost of utility bills. It create more comfortable conditions in the apartment itself. The main objective of warm loans is to stimulate the population to implement measures to improve the level of energy efficiency in buildings. People are convinced by the positive experience of the program participants. A comprehensive modernization of thermal protection, savings on heating reach 50%. These are large sums pay off quickly enough.


There has been a fairly high demand for applicants to participate in this program. ItUoy need to get in touch as early as possible. Banks have announced they have already begun to issue warm loans. It is important to have time to get them this year. For more information about this program, contact the SEE call center, as well as obtain information from Sberbank and Ukrgasbank.